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Sunday, July 08, 2007

The Compleat UberNerd

by Tanta on 7/08/2007 09:14:00 AM

Frequently Imagined Questions:

What is an UberNerd post?

It’s a long post discussing everything you never wanted to know about random mortgage-related topics that are extremely important I felt like writing about at the time. UberNerd posts appear on this blog periodically on no known schedule.

What’s an UberNerd?

For those of you new to what passes for insider humor around this blog, an “UberNerd” is someone who is compelled to understand how things work in grim detail, even if the things in question are tedious in the extreme, like mortgage insurance policies. Not everyone who visits the blog is an UberNerd, or aspires to UberNerdity, but on the other hand those who display UberNerditude in the comment threads are treated with a respect bordering on lunacy. That’s just the way we are. Fortunately, we are not so intellectually intense that we cannot be distracted on a regular basis by rock videos and some damned fine figure skating.

What’s a Compleat UberNerd?

Someone who has read all these posts already and quotes them at tailgate parties. You can recognize them because their adolescent children walk ten paces ahead of them at the mall, in hopes that people will think they’re someone else’s parents.

Why are you reposting all these links?

Because I have been asked to over 100 times in the last six months or so and I just now got around to it. UberNerds may have a superficial resemblance to highly-organized people who carry day-planners, but at heart we are poets. And you know what poets are like.

Why can’t you just put a side-bar link to The Compleat UberNerd for us?

Because CR, being smarter than your average blogger, won’t give me access to the side-bars or any other part of the template. I get to play in the center column where I can’t hurt anything. You may therefore pester him and see how poetic his heart is.

What would constitute an “on-topic” comment to this post?

Beats me. Perhaps you could reminisce about what you were drinking the first time you read all the way through a great long post on mortgage insurance without being paid to do it. We also welcome testimonials from people who have tried some of this stuff out on the neighbors. Recipes are always welcome, too. It is traditional for the first comment in the thread to complain about the length of these posts.

The UberNerd Collection:

Mortgage Servicing

Negative Amortization


Private Mortgage Insurance I

Private Mortgage Insurance II

Foreclosure and REO




Delinquency and Default

Reverse Mortgages

Leverage, Ratings, and Forced Unwind

Mortgage Origination Channels