by Calculated Risk on 1/05/2026 07:53:00 PM

From Matthew Graham at Mortgage News Daily: Mortgage Rates Holding at 2-Month Low Excerpt:

Bottom line: at current levels, any day that rates spend holding steady or moving microscopically lower will technically result in the lowest rates since October 28th. It would take a more noticeable improvement to break below that floor. When and if that happens, rates will be the lowest since early 2023.[30 year fixed 6.19%]
emphasis added

Tuesday:
• No major economic releases scheduled.